Archive for: Frequently Asked Questions

The earlier you start, the more affordable your cover is and the more time you have to grow it without pressure.

Yes. All policies are underwritten by Guardrisk Life Ltd, a licensed and regulated life insurer in South Africa.

The beneficiaries you nominate will receive the cash payout.

Nothing happens to your existing cover. Your policy stays active for the rest of your life with the cover you have already bought.

No. Monthly payments are optional. You can: Pay once and stop Pay only when you have money Choose monthly payments only if it suits you

Ongeza Life Plan is a life insurance policy that pays a cash lump sum to your beneficiaries when you pass away. Once you buy cover, it is yours for li...

Yes, you can buy the policy for anybody else. The insured person is however the owner of the policy and he or she will be the one whose profile we wil...

Our pricing is based on 3 factors: 1. Gender: females experience lower mortality than males, so a female rate is more favourable than a male rate of t...

Yes, at the time of doing a top-up, your new income will be used.

Up to R150,000 in any rolling 12 months Up to R1,000,000 lifetime cover