Question

Why should I buy now?

The earlier you start, the more affordable your cover is and the more time you have to grow it without pressure.

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Are the Ongeza products safe and regulated?

Yes. All policies are underwritten by Guardrisk Life Ltd, a licensed and regulated life insurer in South Africa.

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Who gets paid when I die?

The beneficiaries you nominate will receive the cash payout.

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What happens if I stop paying?

Nothing happens to your existing cover. Your policy stays active for the rest of your life with the cover you have already bought.

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Do I have to pay monthly premiums?

No. Monthly payments are optional. You can: Pay once and stop Pay only when you have money Choose monthly payments only if it suits you

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What is the Ongeza Life Plan?

Ongeza Life Plan is a life insurance policy that pays a cash lump sum to your beneficiaries when you pass away. Once you buy cover, it is yours for li...

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Diaspora

Most members of the diaspora residing in SA ultimately desire that their mortal remains should be repatriated to their mother country for burial if de...

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General Public

Any member of the general public can open an Ongeza Life Plan account for themselves or their relatives. Parents can buy a lump sum cover for their te...

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Commission Earners

Estate Agents tend to have irregular income, as the sales of properties are irregular. When a sale is made, a lump sum commission is usually payable t...

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Self-employed people

Same as SMMEs above, self-employed people tend to overlook the need for life cover. Mostly self-employed people have irregular income, making the Onge...

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