Estate Agents tend to have irregular income, as the sales of properties are irregular. When a sale is made, a lump sum commission is usually payable to the Agent. The Agent could use a portion of this pay-out to buy Ongeza Life Plan, which will not require regular premiums when there are no property sales.

Other commission earners, including insurance agents, also tend to have irregular payments, high in some months and low in other months. Rather than committing to a debit order for a traditional life policy, Ongeza Life Plan is more suitable.