You can top up your cover at any time, provided you have not exceeded R150,000 in cover over the preceding 12 months. Whether you have a once-off plan or are on the instalment plan, top-ups are always welcome.

You choose the amount of cover you wish to buy and we calculate the applicable premium — or you choose the premium you can afford and we calculate the cover it buys. Ongeza Life Plan is the only product in the market that gives you this level of flexibility without any contractual premium obligations.