FAQ – Ongeza Life https://ongezalife.co.za/faq/ | Life Cover | Once-Off Premium Wed, 25 Feb 2026 14:34:00 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://ongezalife.co.za/wp-content/uploads/2022/09/favicon.png FAQ – Ongeza Life https://ongezalife.co.za/faq/ 32 32 Why should I buy now? https://ongezalife.co.za/faq/why-should-i-buy-now/ Wed, 25 Feb 2026 14:34:00 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2437 The earlier you start, the more affordable your cover is and the more time you have to grow it without pressure.

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]]> The earlier you start, the more affordable your cover is and the more time you have to grow it without pressure.

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]]> Are the Ongeza products safe and regulated? https://ongezalife.co.za/faq/are-the-ongeza-products-safe-and-regulated/ Wed, 25 Feb 2026 14:32:54 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2436 Yes. All policies are underwritten by Guardrisk Life Ltd, a licensed and regulated life insurer in South Africa.

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]]> Yes. All policies are underwritten by Guardrisk Life Ltd, a licensed and regulated life insurer in South Africa.

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]]> Who gets paid when I die? https://ongezalife.co.za/faq/who-gets-paid-when-i-die/ Wed, 25 Feb 2026 14:30:15 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2435 The beneficiaries you nominate will receive the cash payout.

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]]> The beneficiaries you nominate will receive the cash payout.

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]]> What happens if I stop paying? https://ongezalife.co.za/faq/what-happens-if-i-stop-paying/ Wed, 25 Feb 2026 14:26:41 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2434 Nothing happens to your existing cover. Your policy stays active for the rest of your life with the cover you have already bought.

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]]> Nothing happens to your existing cover.
Your policy stays active for the rest of your life with the cover you have already bought.

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]]> Do I have to pay monthly premiums? https://ongezalife.co.za/faq/do-i-have-to-pay-monthly-premiums/ Wed, 25 Feb 2026 14:25:47 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2433 No. Monthly payments are optional. You can: Pay once and stop Pay only when you have money Choose monthly payments only if it suits you

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]]> No. Monthly payments are optional.
You can:

  • Pay once and stop
  • Pay only when you have money
  • Choose monthly payments only if it suits you

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]]> What is the Ongeza Life Plan? https://ongezalife.co.za/faq/what-is-the-ongeza-life-plan/ Wed, 25 Feb 2026 14:25:00 +0000 https://ongezalife.co.za/?post_type=dvfaq&p=2432 Ongeza Life Plan is a life insurance policy that pays a cash lump sum to your beneficiaries when you pass away. Once you buy cover, it is yours for life.

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]]> Ongeza Life Plan is a life insurance policy that pays a cash lump sum to your beneficiaries when you pass away. Once you buy cover, it is yours for life.

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]]> Diaspora https://ongezalife.co.za/faq/diaspora/ Sun, 11 Sep 2022 20:30:26 +0000 http://ongezalife.co.za/?post_type=dvfaq&p=1767 Most members of the diaspora residing in SA ultimately desire that their mortal remains should be repatriated to their mother country for burial if death occurred in SA. Repatriation costs can be quite high, not to mention any other financial obligations that would require to be settled before the repatriation. OLP is an ideal platform […]

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]]> Most members of the diaspora residing in SA ultimately desire that their mortal remains should be repatriated to their mother country for burial if death occurred in SA.

Repatriation costs can be quite high, not to mention any other financial obligations that would require to be settled before the repatriation.

OLP is an ideal platform for the member of the diaspora to start building a fund progressively over the years until a desired amount is reached.

Note that this is an insured product, strictly regulated. In the event of death, the policy will certainly pay much more than the premiums paid.

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]]> General Public https://ongezalife.co.za/faq/general-public/ Sun, 11 Sep 2022 20:27:33 +0000 http://ongezalife.co.za/?post_type=dvfaq&p=1766 Any member of the general public can open an Ongeza Life Plan account for themselves or their relatives. Parents can buy a lump sum cover for their teenage sons/daughters as a starter-pack for their 18th or 21st birthday! The teenagers can then make top-ups for themselves in future. No obligations with debit orders! Pay whenever […]

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]]> Any member of the general public can open an Ongeza Life Plan account for themselves or their relatives.

Parents can buy a lump sum cover for their teenage sons/daughters as a starter-pack for their 18th or 21st birthday! The teenagers can then make top-ups for themselves in future.

No obligations with debit orders! Pay whenever you are able to, and your cover will grow over time.

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]]> Commission Earners https://ongezalife.co.za/faq/commission-earners/ Sun, 11 Sep 2022 20:26:38 +0000 http://ongezalife.co.za/?post_type=dvfaq&p=1765 Estate Agents tend to have irregular income, as the sales of properties are irregular. When a sale is made, a lump sum commission is usually payable to the Agent. The Agent could use a portion of this pay-out to buy Ongeza Life Plan, which will not require regular premiums when there are no property sales. […]

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]]> Estate Agents tend to have irregular income, as the sales of properties are irregular. When a sale is made, a lump sum commission is usually payable to the Agent. The Agent could use a portion of this pay-out to buy Ongeza Life Plan, which will not require regular premiums when there are no property sales.

Other commission earners, including insurance agents, also tend to have irregular payments, high in some months and low in other months. Rather than committing to a debit order for a traditional life policy, Ongeza Life Plan is more suitable.

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]]> Self-employed people https://ongezalife.co.za/faq/self-employed-people/ Sun, 11 Sep 2022 20:25:10 +0000 http://ongezalife.co.za/?post_type=dvfaq&p=1764 Same as SMMEs above, self-employed people tend to overlook the need for life cover. Mostly self-employed people have irregular income, making the Ongeza Life Plan the way to go.

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]]> Same as SMMEs above, self-employed people tend to overlook the need for life cover.

Mostly self-employed people have irregular income, making the Ongeza Life Plan the way to go.

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